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| Advantages of Shopping Cart Services Provided by OS Commerce Web Developers- |
By:
Andrew Martin |
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The goal of any e-commerce web developer is not just to create an online identity for you but give your business a competitive presence in your trade on the Internet. Therefore, whether you want online sales or just need a website that represents your corporate identity, the idea behind hiring OS-commerce web developer - http://www.ecommerce4biz.com is to generate business.
A typical e-commerce web developer’s job starts at identifying your market, your competition and your business goals. Based on the mentioned factors, the design and development of your web site along with shopping cart services begin as per your specific requirements.
Most OS commerce web developers can manage projects ranging in size from contemporary corporate websites to those that include e-commerce integrations, complex back-end databases and less mainstream technologies such as multimedia servers.
Why approach e-commerce web developers?
Ecommerce enables the firms and individuals to conduct their business and transactions through their website or other available resources on the internet. This provides you the opportunity to not only make your products or services available to the global market but also let the customer choose, buy and pay online through your website 24 hours a day , 365 days a year.
The various payment gateways for shopping cart services:
A credit card is a payment system technique. In this technique, a user name is printed at the back side of a small plastic card issued to users in order to use this payment system anywhere , anytime. This card is different from a debit card because it does not take out money from the user's account after the completion of each transaction. Most OS commerce web developers have the expertise to connect your site to most of the available payment gateways.
Working of Payment Gateway in an E-commerce web site:
Though it may sound simple but actually the entire working of a payment gateway comprises of multiple complex steps; a brief of which is given below: -
o Visitor places the order on the website and it is sent to the merchant's web server in encrypted format. This is usually done via SSL (Secure Socket Layer) encryption.
o The transactions details are then forwarded to the concerned Payment Gateway.
o The transaction information is then passed on to the merchants acquiring bank by the Payment Gateway.
o Merchants acquiring bank then forwards the transaction information to the issuing bank (one that issued the credit card to the customer).
o Then the card issuing bank sends a response back to the Payment Gateway. The response includes information that whether the payment has been approved or declined. In case of declination the reason is also sent in the response.
o The response is then forwarded by the Payment Gateway to the merchant's server.
o At merchants server the response is encrypted again and is relayed back to the customer. This allows the customer to know that whether the order has been placed successfully or not.
o The entire process typically takes less than 5 seconds. At the end of the bank day (or settlement period), the acquiring bank (or card issuing bank) deposits the total of the approved funds in to the merchant's nominated account.
Ecommerce4biz provides best e-commerce web developer, OS-commerce web developer and shopping cart services. For more information please visit http://www.ecommerce4biz.com |
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